Introduction
Phishing scams are a common cyber threat where criminals trick victims into revealing personal and financial information. These scams appear as emails, texts, or fake websites impersonating trusted sources like banks or social media platforms.
Common Types of Phishing Scams
Email Phishing – Fraudulent emails prompt users to click malicious links or download attachments.
Spear Phishing – Targeted attacks using personal details to deceive specific individuals.
Smishing & Vishing – Scams via SMS or phone calls impersonating banks or officials.
Clone Phishing – Legitimate emails are copied but contain malicious links or attachments.
How Phishing Scams Work
Phishing scams rely on deception and urgency. Victims are tricked into entering login credentials on fake websites, downloading malware, or disclosing financial details over calls. Cybercriminals use fear tactics, such as account suspension warnings, to force quick action.
Warning Signs
Urgent requests for personal information.
Suspicious sender addresses or poor grammar.
Requests for sensitive data via email or text.
Unexpected links or attachments.
How to Protect Yourself
Verify the Source – Contact companies directly if unsure.
Use Multi-Factor Authentication (MFA) – Adds extra security.
Avoid Clicking Suspicious Links – Hover over links before clicking.
Keep Software Updated – Prevents malware infections.
What to Do If You’re a Victim
Change passwords immediately.
Contact your bank if financial data was compromised
Report the scam to authorities.
Scan your device for malware.
Conclusion
Phishing scams continue to evolve, making awareness and caution essential. Always verify before clicking and stay informed to protect your data.